Cash Forecasting

Forward visibility across expected receipts, disbursements and investment liquidity. Values shown in USD millions.

Forecast horizonTodayFriday, September 4, 2026
Model current · 94.7% confidence
Opening cash160.99Reconciled position
Total expected inflows14.00Receipts + investment maturities
Planned outflows9.20Approved disbursements
Projected closing cash165.79+4.80 net movement
Prior-day forecast close160.75Expected at yesterday's close
Prior-day actual close160.99+0.24 vs forecast
Current-day opening160.99Equals prior-day actual close
Current intraday forecast163.10Expected at 14:00 ET
Current intraday actual162.70−0.40 vs forecast

Historical forecast accuracy

Prior-day forecast versus actual

USD millions
ForecastActual
Analysis period
Day of week
Channels included in calculation
Inflow Channels3 of 5 selected
Outflow Channels3 of 5 selected
157158160161162Opening10:0012:0014:0016:00Close
All weekdays · prior-day actual close rolls forward as today’s opening balancePeriod-end variance: +0.19

Variance diagnosis

What drove the forecast miss

6 selected channels · calculation updates automatically
ChannelFlowForecastActualVariance impactAssessment
Customer wiresInflow18.4017.60−0.80Adverse
Card settlementsInflow12.8013.30+0.50Favorable
Customer ACHInflow9.608.90−0.70Adverse
Supplier paymentsOutflow15.7016.80−1.10Adverse
PayrollOutflow10.2010.20+0.00On plan
Tax paymentsOutflow8.909.50−0.60Adverse
Largest adverse driversSupplier payments −1.10 · Customer wires −0.80 · Customer ACH −0.70

Forecast schedule

Forecasted inflow and outflow by period

Forecast + ActualsUSD millions
InflowToday ForecastToday ActualTotal ForecastTotal Actual
Remittance channel 13.963.863.963.86
Remittance channel 22.972.892.972.89
Remittance channel 32.072.022.072.02
Other cash inflows2.402.502.402.50
Investment maturities2.602.602.602.60
Total inflow14.0013.8614.0013.86
Outflow
Outflow channel 14.234.364.234.36
Outflow channel 22.943.042.943.04
Outflow channel 32.022.092.022.09
Total outflow9.209.499.209.49
Required borrowing / funding0.200.120.200.12
Net cash movement+4.80+4.38+4.80+4.38
Closing balance · with funding5.004.505.004.50

Channel-level detail

Forecast versus actual channel composition

Forecast + ActualsUSD millions · Same analysis horizon
ForecastActualRemittance 1Remittance 2Remittance 3Outflow 1Outflow 2Outflow 3Required funding