North America4 relationships
$217Mcommitted credit
Atlas X · Share of Wallet
See how much business your company provides each bank, how much revolving credit comes back, and where every relationship supports your global operations.
Designed for treasury, banking and finance leaders
7bank relationships
5operating regions
1.78xportfolio reciprocity
Relationship intelligence
See the value exchanged with every bank.
Compare annualized bank business with committed revolving credit, then filter the portfolio by operating region or individual relationship.
Business providedAggregate fees, payments, deposits, FX and custody into one annualized measure.
Credit returnedTrack committed, drawn and available revolving capacity by bank.
Regional coverageTest whether each relationship supports the places where the business operates.
Relationship reciprocity
Know which banks return the relationship.
Atlas X places annualized banking business and committed revolving credit on the same economic basis. The result is a clear reciprocity ratio for every institution—not a subjective scorecard.
Credit committed÷Business provided= reciprocity ratio
2.25x+ Strong return 1.35–2.24x Balanced Below 1.35x Review
Portfolio relationship exchangeBusiness provided vs credit committed
JPMorgan Chase
$48.2M / $85M1.76x
Bank of America
$35.1M / $48M1.37x
Citibank
$25.2M / $70M2.78x
HSBC
$22.8M / $28M1.23x
BNP Paribas
$18.6M / $35M1.88x
RBC
$14.9M / $14M0.94x
Santander
$12.1M / $34M2.81x
Regional relationship coverage
See geographic dependence before it becomes concentration risk.
Filter by region to understand which banks support each market and how much committed credit is available to the operating footprint.
North America4 banks
Latin America3 banks
Europe5 banks
Middle East & Africa2 banks
APAC4 banks
Latin America3 relationships
$152Mcommitted credit
Europe5 relationships
$252Mcommitted credit
Middle East & Africa2 relationships
$98Mcommitted credit
APAC4 relationships
$218Mcommitted credit
Relationship register
The portfolio view is concise. The evidence stays available.
Review business allocation, committed liquidity and regional reach for each bank in one comparable register.
Export the current viewCSV or Excel
BankCoverageBusinessCreditReciprocity
JPMorgan ChaseNorth America · Europe · APAC$48.2M$85M1.76x
Bank of AmericaNorth America · Latin America$35.1M$48M1.37x
CitibankGlobal$25.2M$70M2.78x
HSBCEurope · APAC · MEA$22.8M$28M1.23x
BNP ParibasEurope · Latin America$18.6M$35M1.88x
Treasury impact
Turn relationship data into a better banking strategy.
Defensible bank allocation
Compare the economics of every relationship before shifting payments, deposits, FX or custody activity.
Concentration visibility
See where treasury depends too heavily on one provider, one region or one source of committed liquidity.
Stronger facility conversations
Bring a quantified view of business provided and credit returned into renewals and bank negotiations.
Regional coverage clarity
Verify that global banking capacity matches the markets, entities and currencies your company actually operates in.
Atlas X Share of Wallet
Put every banking relationship on the same economic basis.
See business provided, credit returned and available capacity in one working view.